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Cash Back Card

Earn Unlimited 1.5% Cash Back

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The black Rivermark Cash Back credit card.

Cash Back Credit Card

Earn 1.5% cash back on every purchase, including items for this weekend’s barbecue, gas for the car, your morning latte, or a night on the town. Access your cash back in Online or Mobile Banking.

  • Earn 1.5% cash back on all purchases**
  • No cap on cash back earnings
  • No annual fee
  • No balance transfer fee
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Transfer Your Balances & Save

Transferring your high rate credit card balances to your lower rate Rivermark card can help you save big on interest. There's no balance transfer or cash advance fee, and you pay the same rate as you do for purchases.

Balance transfer requests can be submitted by phone, in person by appointment, or you can complete a balance transfer via cash advance in digital banking.

Compare Our Cards

Platinum Cash Back Secured
Best For Carrying a balance and balance transfers Generous cash back on all purchases Building or rebuilding credit
Rates as low as 8.90% APR* as low as 13.50% APR** 10.90% APR***
No Annual Fee
No Balance Transfer Fee
Earn Rewards
Digital Wallet

Additional Card Benefits

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Auto Rental Insurance

Covers damage or theft of a rental car when you book and pay with your eligible Visa card, including towing and certain rental fees.
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Lost Luggage Insurance

Get reimbursed up to $1,250 if your checked bags are lost or stolen while traveling, after the carrier pays its portion, when you pay with your eligible Visa card or rewards.
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Travel Accident Insurance

Get up to $250,000 in coverage for accidental death or serious injury when you pay for your trip with your eligible Visa card, including while traveling and during airport transportation.
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Extended Warranty Protection

Extends eligible U.S. manufacturer warranties on purchases made with your Visa card by up to one additional year, with coverage up to $10,000 per claim and $50,000 per cardholder.
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Cellular Telephone Protection

Get up to $100 back if your phone is stolen or damaged when you pay your monthly wireless bill with your eligible Visa card.
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Frequently Asked Questions

  • Simply log in to Digital Banking. Go to Cards & Checks in the menu, select Cash Back Rewards, and click or tap the Redeem icon.

    You may deposit the cash value into your Rivermark deposit or credit card account or choose to donate them to the Rivermark Community Fund.

    Step By Step Demo about How do I redeem my cash back rewards? Step By Step Demo

  • Yes, as a no fee advance up to your credit limit.

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*Best for members who want to consolidate and pay down higher interest debt. Credit limits from $250 to $30,000. The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of April 17, 2026 and is subject to change without notice. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request. For more information regarding extra Visa benefits offered, view the Platinum Credit Card Benefits Guide.

**Earn 1.5% unlimited cash back with every purchase. Credit limits from $5,000 to $50,000. The APR (Annual Percentage Rate) is variable and is based upon an index plus a margin. The APR will vary with Prime Rate (the index) as published in the Wall Street Journal. Except where otherwise indicated, the APR is accurate as of April 17, 2026 and is subject to change without notice. Rates are based on your credit history and current credit report. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. Annual Percentage Rate is for purchases, cash advances, and balance transfers. No Annual Fee, Cash Advance Fee, or Balance Transfer Fee. Please contact us for rates and terms specific to your loan request. For more information regarding extra Visa benefits offered, view the Cash Back Credit Card Benefits Guide. Cash Back Rewards Terms & Conditions: https://www.rivermarkcu.org/cash-back-card-rewards-terms

***Best for members who need to rebuild and strengthen their credit. Credit limit starts at $250, backed by deposit. The APR (Annual Percentage Rate) is fixed. Except where otherwise indicated, the APR is accurate as of the date of this Rate Sheet and is subject to change without notice. All loans are subject to underwriting approval. Foreign currency conversion fee up to 1% may apply. For more information regarding extra Visa benefits offered, view the Secured Credit Card Benefits Guide.

Credit Card Terms & Conditions

Note: the interest rate may increase after loan consummation.