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Free Checking Plus

Earn 3.00% APY* and ATM Fee Refunds

Free Checking Plus

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Free Checking Plus

Put more cash in your pocket. No gimmicks. No gotchas. Free Checking Plus means saying goodbye to big-bank fees. And as a bonus, if you meet three simple monthly requirements** you’ll earn one of the highest checking account rates in the Northwest and receive ATM fee refunds nationwide.

  • Earn 3.00% APY* on balances up to $15,000
  • Enjoy ATM Fee Refunds nationwide (up to $12 per month)
  • No monthly fee or minimum balance requirement
  • Free online and mobile banking services
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How to earn our best checking rate and ATM fee refunds:

  • Make 12 debit card transactions per month** 
  • Sign up for e-Statements
  • Access Online Banking at least once per month**

Regardless of whether you meet the account requirements or not, your Rivermark checking account is FREE!  

*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 


 APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings.

** Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

2024 Cycle Requirements
12/30/2023 - 01/29/2024
01/30/2024- 02/27/2024
02/28/2024 - 03/29/2024
03/30/2024 - 04/28/2024
04/29/2024 - 05/29/2024
05/30/2024 - 06/28/2024
06/29/2024 - 07/29/2024
07/30/2024 - 08/29/2024
08/30/2024 - 09/28/2024
09/29/2024 - 10/29/2024
10/30/2024 - 11/28/2024
11/29/2024 - 12/29/2024