Free Checking Plus
Rivermark’s checking is always free! And as a bonus, if you meet three simple monthly requirements you’ll earn one of the highest checking account rates in Oregon and receive ATM fee refunds nationwide.
- Earn 2.00% APY* on balances up to $15,000
- Enjoy ATM Fee Refunds nationwide (up to $12 per month)
- No monthly fee or minimum balance requirement
- FREE Mobile banking app with mobile deposit for iPhone, iPad and Android
How to earn our best rate and ATM fee refunds:
- Make 12 debit card transactions per month**
- Sign up for e-Statements
- Access Online Banking at least once per month**
Regardless of whether you meet the account requirements or not, your Rivermark checking account is FREE!Open Online
Free Online & Mobile Banking
Check balances, transfer funds, pay bills - even deposit a check! With our free Online & Mobile Banking, you have a Rivermark branch with you 24/7, whether your at home or on the go.
Mistakes happen. That's why Rivermark offers easy to set-up overdraft protection options to provide a safety net for the occasional bounced check or declined debit card transaction.
Why waste time standing in line? With Direct Deposit, your money is ready to access first thing on payday. This free service will save you time and provide you with piece of mind knowing that your money is safely deposited - even if you're sick or on vacation.
Getting started is easy. Talk to your HR department and provide them with Rivermark's Routing and Transit number (323076012) and the specific account number(s) you wish to deposit your paycheck into. We're happy to provide those for you if you need - just give us a call at 503.626.6600. In one or two paydays your money will be automatically deposited for you.
*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 2.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings.
** Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.
Ratings & Reviews
Rivermark is one of the few financial institutions that offers interest on checking accounts these days. They pay 2% on balances up to $15,000 which equals about $20 a month. I use the monthly dividend to take my wife to a movie, buy flowers, or to do something nice. Last month I donated my dividend to the Oregon Foodbank which Rivermark partners with and they make it very easy to donate. Rivermark is a credit union that you can feel good about they care about there members and there community. Thanks Rivermark!
I just joined Rivermark and I've been really pleased so far. They have great customer service and even reached out to me to ask if I had any questions about my new account and to let me know about additional features I could sign up for (all for free of course!). I'm glad that they have an app because I've been used to that with the big bank I was using.
I really love doing my checking at Rivermark. They have always treated me very well here and helped me to make the most of my finances. Rivermark really goes the extra mile to make every member feel special.
2019 Requirements Cycles
12/30/2018 - 01/29/2019
01/30/2019 - 02/26/2019
02/27/2019 - 03/29/2019
03/30/2019 - 04/28/2019
04/29/2019 - 05/29/2019
05/30/2019 - 06/28/2019
06/29/2019 - 07/29/2019
07/30/2019 - 08/29/2019
08/30/2019 - 09/28/2019
09/29/2019 - 10/29/2019
10/30/2019 - 11/28/2019
11/29/2019 - 12/29/2019
12/30/2019 - 01/29/2020