Skip to navigation Skip to main content

Your Business Financing People

Commercial Real Estate Loans

Commercial Real Estate Loans

Special Offer

Commercial Real Estate Loans

Looking to invest in commercial real estate? We’ll find a customized lending solution that helps you grow your business.

  • Fixed and adjustable-rate options available
  • Flexible payment scheduling
  • Personalized rates
  • Owner & non-owner occupied
  • Flexible financing

Ready to get started?  Call our Business Relationship Manager Marcus Rehbein at 503.906.9343.

Get Started

Commercial Real Estate Special- Extended Until August 31st

Limited time offer

For a limited time, we have an interest-only payment special* to help businesses take advantage of lower monthly payments and increased cash flows as the economy begins to recover.

We welcome the opportunity to discuss how Rivermark can help your business. As your local lender, you can expect quick turnaround times, so contact us today!

Interest-only payments for 12 months

  • Available through August 31st, 2021
  • Interest-only period for first 12 months
  • Loan amounts $250K to $5 million
  • Purchase or refinance
  • Owner-occupied properties only

Call us at 971.294.8945 or email [email protected]

*Loan rates and terms are subject to credit approval. Interest-only payment offer is available for applications accepted from April 1, 2021 to August 31, 2021. After 12 months, loan will revert to original terms. Loan must be new to Rivermark. Minimum new or existing deposit balance of $50,000, which must be funded by loan closing. Only applicable to owner-occupied properties (owner must occupy at least 51% of the total building area).

What terms are available on Commercial Real Estate loans?
Commercial Real Estate loans tend to be larger in size and since they are secured by real property collateral, amortizations up to 25 years with 10 or 15 year maturities are common.

How do I qualify for a Commercial Real Estate loan?
Qualified business applicants will present a 3-year history of positive cash flow and financial trends.  We look for good credit performance of the business and owners/guarantors.  Finally, we want to hear your business plan, share with us your vision for growth.

Can I roll the closing costs and fees into the Commercial Real Estate loan?
In some cases closing costs and loan fees can be included in the loan amount. Purchase transactions require an equity investment with costs typically paid in cash.

How much can I borrow for a Commercial Real Estate loan?
Commercial Real Estate loans range from $100,000 into the millions.

Do I need to be a Personal Guarantor for a Commercial Real Estate loan?
Yes. Rivermark asks all business owners to personally guarantee the business loan.  Let’s both get behind your business.

Does my property need to be within the boundaries of Rivermark membership?
No, we offer loans in Oregon, Washington, and Idaho as long as the primary business is within the 11 Oregon counties we serve.