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Guaranteed Asset Protection Advantage

Are you financing or leasing your car, light truck, motorcycle, boat or RV? If your vehicle is totaled or stolen, you could face a financial risk that your insurance policies may not cover. Guaranteed Asset Protection Advantage (GAP) coverage protects you against this risk. 

  • Up to $1,000 of insurance deductible covered*
  • $1,000 credit towards the Rivermark financing of a replacement vehicle
  • Low cost protection
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps the borrower avoid financial hardship and afford a replacement vehicle
  • Prevents deficiency balance from being added to new loan
  • Helps protect the borrower’s credit rating
  • 60 day free look

GAP Advantage protection can be added to any vehicle loan for a low, flat, one-time premium. Premiums start at $499.00. We can even incorporate the price into your loan balance.

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*Deductible reimbursement is available in most (including Oregon and Washington), but not all states. Please consult us for the availability of this benefit.