Credit Unions Are Different From Other Financial Institutions
Rivermark Community Credit Union is an Oregon-based, not-for-profit financial cooperative, owned by the people who save and borrow here – our members. We do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to our members in the form of lower loan rates, higher interest on deposits and lower fees.
Each credit union member has equal ownership and one vote, regardless of how much money a member has on deposit. Credit unions are governed by a volunteer Board of Directors, elected by and from the credit union’s membership.