Benefits of Banking at Rivermark

Rivermark has been around for more than seven decades, so we won’t leave you at the drop of a dime. And we know … we look good for our age. But our best feature? Everything we have to offer. Here are some of the top benefits of banking at one of our credit unions in the northwest.

More Money

We would never want to be the reason for the breakup of a meaningful relationship. But if your banking needs aren’t being met, we invite you to check us out. We promise your wallet will thank you.

We are an economical option, and we’ll help you save money. That’s the difference between banks and credit unions in the northwest.

As a credit union, we don’t issue stock or pay dividends to outside stockholders. We are owned entirely by our members. That means we’re able to pass along savings in the form of higher interest rates on deposits, lower rates on loans, and charge lower fees.

For example, our checking account interest rates are some of the highest in Oregon. We also offer other perks like ATM fee refunds for our Free Checking Plus account holders.

When you work with us, your money will grow at a faster rate than it would at other financial institutions. In fact, last year alone, our members saved more than $30 million by having their accounts with us instead of at a traditional lending institution.

Digital Banking

Digital banking with Rivermark offers a wide range of benefits that make managing your finances easier, more convenient, and more secure. With our top-rated mobile app and online banking platform, you can access your accounts 24/7, allowing you to stay in control of your money anytime, anywhere.

One of the key advantages of digital banking is the ability to automate your finances. Through our online banking service, you can set up recurring payments and schedule bill payments in advance, ensuring your bills are paid on time without the hassle of writing checks or waiting in long lines. This level of convenience saves you time and effort, giving you more freedom to focus on what matters most to you.

Moreover, our digital banking options provide enhanced security features to safeguard your financial information. We utilize state-of-the-art encryption technology and multi-factor authentication to protect your sensitive data, giving you peace of mind when conducting transactions online. Our commitment to security ensures that your personal and financial information remains confidential and protected from unauthorized access.

In addition to these benefits, Rivermark's digital banking services offer seamless integration across different channels. Our mobile app and online banking platform are designed to provide a consistent and user-friendly experience, allowing you to easily navigate and manage your accounts. Whether you are transferring funds, checking your balance, or depositing a check using our mobile deposit feature, our digital tools provide a convenient and efficient way to handle your banking needs.

Furthermore, by embracing digital banking, we are able to offer competitive rates and rewards to our members. For example, our checking account offers up to 3.00% APY (Annual Percentage Yield) and ATM fee refunds, allowing you to earn more on your deposits while enjoying convenient access to your funds.

At Rivermark, we understand the importance of staying connected and providing our members with the latest banking technologies. That's why we continuously invest in digital innovations, such as video banking and interactive technology, to enhance your banking experience and bring the branch to your fingertips.

Great Advice

At Rivermark, we pride ourselves on being excellent listeners. We understand the importance of paying close attention to your financial goals and providing valuable advice to guide you in the right direction.

When you choose Rivermark, you'll not only have access to our exceptional banking services but also have the opportunity to work with our trusted investing partner, Human Investing. Our team of experienced financial planners is dedicated to helping you achieve your financial goals. Whether it's retirement planning, estate planning, or income planning, our experts are here to assist you every step of the way.

We believe that trust is the foundation of any successful relationship. That's why we encourage you to check the background of our investment professionals on FINRA's BrokerCheck. This transparency ensures that you can have full confidence in the advice you receive from us.

Future Growth

No relationship should ever be stagnant, and neither should your banking relationship. Your money should work for you, multiplying and growing over time so that you can rest comfortably in your golden years.

To do that, we want to not only build your financial wealth but also your wealth of knowledge. Rivermark offers tools that will help you grow in your understanding of finances so that you can make the best decisions for your financial future.

We provide financial wellness resources covering everything from taxes to homeownership. We also provide webinars on topics such as repaying student loans and video tutorials to help you learn everything you need to know about managing your money effectively. After all, you can never be too financially savvy.

Community Involvement

At Rivermark, we are dedicated to making a positive impact in the communities we serve. That's why we have established three main community development pillars: housing security, children's health, and fighting hunger. We firmly believe that the credit union model can act as a catalyst in addressing these critical issues.

As part of our commitment, Rivermark offers paid volunteer time off to empower our employees to actively participate in community service. This allows our team members to go out and make a real difference in the lives of those in need. By encouraging volunteerism, we not only strengthen our bond with the community but also contribute to its overall well-being.

In addition to our volunteer efforts, we have established the Rivermark Community Fund. This fund serves as a vehicle to provide grants to local nonprofit organizations that align with our mission of creating sustainable, affordable, fair, and equitable housing within the communities we serve. Through targeted financial support, we aim to foster long-term positive change and help individuals and families thrive.

We give back to community members in a number of ways. The Rivermark Community Fund gives grants to nonprofit organizations that fit our mission to improve housing and promote economic development. We have also been supporting Doernbecher Children’s Hospital since 1983, donating hundreds of thousands of dollars toward the funding of critical treatments, equipment, and research.

We also provide financial education to youth and volunteer our time with the Oregon Food Bank. For a detailed breakdown of our community impact, check out our latest community impact report.

We truly believe that credit unions exist to help others. We strive to do this in a number of ways, from helping our members secure their financial futures to volunteering our time in the community and helping spur its economic vitality. Our purpose goes beyond banking. We are driven by a shared mission to improve lives, support our members, and create a better future for all. Join us in our journey to build stronger communities and make a lasting difference.

Passion and Commitment

It’s no secret that we’re passionate about you, our members. We give each of our members our full devotion and commitment. We put people before profits because we know we wouldn’t exist without you. Above all, we enjoy what we do and truly want to help our members get ahead by delivering quality service.

We understand you have a hectic schedule and that it can be difficult to get to the credit union during business hours. That’s why one way we streamline your banking experience is by providing extended service hours through our video tellers. These interactive kiosks use state-of-the-art technology combined with a personal human touch.

You can interact with video tellers and make deposits, cash checks, or pay loans at the touch of a button. Our video tellers offer faster transaction times and enhance your overall banking experience. It’s yet another great benefit available to our members.

Now, we don’t play hard to get. We make it easy to make the switch. So let’s start the beginning of a long-lasting relationship. It doesn’t even have to be long-distance. We provide convenient locations so that you can come visit us whenever your heart desires.

You can open an account online or contact us so we can discuss all of your options. In the meantime, learn more by taking a look at our switch kit, which has a lot of helpful information.

We think you’re just our type, and once you get to know us, we’re confident the feeling will be entirely mutual. We can’t wait to get started on our financial journey together.