*1% Cash Back Offer: Offer effective 05/01/2026–06/30/2026 and subject to change without notice. Offer valid only on refinanced auto loans from another lender/financial institution, or free and clear titles; existing Rivermark auto loans are not eligible. Minimum loan amount of $5,000 required. Cash Back amount equals 1% of the final loan amount, including ancillary products (if any), with a minimum payout of $100 and a maximum of $500, rounded to the next dollar. Limit one cash back offer per vehicle. Cash back will be paid at loan closing to the Rivermark savings or checking account on the same membership as the new Rivermark loan. If the new Rivermark loan is paid in full within 90 days, the cash back amount will be forfeited and will be added to the loan amount and due at time of loan payoff. To the extent required by law, Rivermark will report the value of this bonus to the IRS for the tax year in which it is paid. Rates, terms, conditions, and restrictions apply and are subject to change.

**APR= Annual Percentage Rate. Rates and terms offered are effective as of 05/01/2026 and are subject to change without notice. Please contact us for rates and terms specific to your loan request. Repayment terms depend on purchase price, collateral value, down payment, amount financed, and credit qualifications. All loans are subject to underwriting approval. View all auto loan rates here.