Skip to navigation Skip to main content


Retire Early With the Rule of 55

Taking a distribution from a tax-qualified retirement plan, like a 401(k) before age 59.5, is generally subject to a 10% penalty for early withdrawal. The exceptions to paying this 10% penalty are: • Hardship distributions • Rule of 55 Are you familiar with how the Rule of 55 works? If you want to retire early, this blog post is significant for you.

Read this article

When Should You Take Social Security?

Older couple listening to a financial advisor about money advice

When it comes to Social Security, understanding the long-term implications of your decisions is key. Delaying benefits from age 62 to 70 can potentially lead to thousands more in retirement; working longer or collecting Social Security while working both maximize take - but earnings limits and projective trust fund exhaustion in 2035 must be considered. Make sure you've carefully weighed all options before claiming Social Security!

Read this article

Should You Save For Retirement?

Calculator Money and coffee on a table

Don't have a retirement savings plan yet? Retirement is too important to put off, even if life events have led you astray. Focusing on income replacement with Social Security and any other pensions you may be eligible for can help get your retirement bucket started. Remember—it's never too late to start saving for the future!

Read this article

Basics of Retirement Accounts

Money being pulled out of an envelope with Roth IRA written on it

Feeling overwhelmed by the menu of retirement savings plans? Don't worry, we've got you covered with an overview of all the common accounts - 401(k)s, 403(b)s, solo 401(k)s, IRAs and Roth IRAs - plus simple directions on how to use them. Get on track with your retirement savings today!

Read this article

Benefits of Delaying Retirement

Woman in the park

Some anticipate retirement years as a time for new adventures, travel, and pursuing postponed hobbies. Approximately half of working Americans retire between the ages of 61 and 65. For a growing number of seniors, delaying retirement is becoming more common. If you are considering delaying your retirement, there are a few possible benefits of holding off retirement even for a short time.

Read this article

How to Avoid Outliving Your Money

Ladies dancing

If you are like most American workers, you will likely be responsible for saving most of the money you will need for retirement. That's because many companies have replaced defined-benefit (or pension) plans with defined-contribution (or 401k) plans. Furthermore, Social Security will only cover a fraction of the income you will likely need after retirement. Here are our favorite tips on how to avoid outliving your money during retirement.

Read this article

Close To Retirement? Here’s What You Should Know

Couple smiling for photo

The closer you get to retirement, the more excited you may be—and more worried. If you are 18 to 24 months away from retirement, this article is for you. You may still be wondering if you have enough saved, or if you can (or should) plan on finding a supplemental income. How will an uncertain economy affect your retirement? We answer these questions and more below.

Read this article

Plan for Retirement

Retirement is something that most people look forward to, but many aren’t prepared for. Fortunately it’s never too late—or too early—to start thinking about how you’ll fund your retirement.

Read this article