You've created a budget that looks great on paper. You've established different spending categories and established reasonable limits. Despite these efforts, you still run into problems on a regular basis. Sound familiar? Double-check your budget based on factors such as income and goals. When everything appears to be going well, ask yourself if any of these common financial habits are derailing your plans.
Build Your Emergency Fund
It's suggested that you have six months of essential living expenses saved in case of an emergency, however 28% of Americans have no emergency savings at all.
Start a Budget
The first step to setting a budget is often the hardest. But once you get a handle on where your money is going, you can set realistic goals for spending (and saving).
Make Wise Savings Decisions
Understanding the different savings options available arms you with the knowledge you need to make the most of the money you save.
Back to School Savings Tips
We realize that back to school season can be taxing on your budget. That’s why we’ve put together some tips to help you out.
The Latest from our Blog
Getting rid of your consumer debt is an excellent way to increase your credit score, relieve financial stress, and place yourself in a position to succeed financially in the future. However, it can also be a challenge to do so with rising costs, a shortage of funds, and sometimes overwhelming interest costs. Not to worry! Here are some easy ways to get started on reducing your debt today.
Every year people make resolutions to change their lives for the better. But far too often these resolutions are broken within weeks of making them. The truth is, it’s hard to stick with anything in life if you haven’t properly prepared for it, and that goes double when you haven’t done your research on how best to accomplish what you want. That's why we've compiled 25 things you can do this year before January 1st comes around so that the New Year will be full of promise instead of disappointment.
In order to be with family and friends during the holidays, millions of Americans travel across the country and around the world every year. While most people are aware that traveling takes time, most people do not always include travel expenses in their holiday budgets, and that could be a big mistake. To help you out, we've put together some time-saving and money-saving travel tips for the holidays.
Many people find themselves in the difficult position of having a limited budget for gifts during the holiday season. The good news is that there are many ways that you can save money while still giving high-quality gifts to your loved ones! The holiday season is a joyous time of year, and we want to make sure you can enjoy it without worrying about money.