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Opportunity Checking

Mom and daughter laughing.

At Rivermark, we understand that the banking system can be overwhelming. Opportunity Checking is meant to keep banking simple. Opportunity Checking is a Bank On Certified account and we recognize that to live our mission of “Building Financial Empowerment Together” means providing access to safe and affordable accounts.

Benefits and Features

  • No overdraft fees
  • No inactivity fees
  • No monthly service fees
  • Debit card access
  • Free ATM access at Rivermark and our CO-OP ATM’s
  • Online Banking access
  • Accounts federally insured up to $250,000 by NCUA

Ready to get started?

Email us at [email protected]

What’s the difference between Opportunity Checking and Rivermark’s Free Checking Plus?

The Opportunity Checking is a checking account focused on access to financial services without the fear of excessive fees or transaction requirements. Some features of the account include:

  • No overdraft fees
  • No overdraft capability - account is not eligible for Courtesy Pay or Debit Card Courtesy Pay
  • No monthly transaction, e-statement, or online banking login requirements

Who should open an Opportunity Checking?

The Opportunity Checking is perfect for those who are new to banking or have had challenging relationships with financial institutions in the past.

What if I want to switch from an Opportunity Checking to a Free Checking Plus?

You are eligible to switch accounts after 12 months of positive account usage.  If you’d like to switch accounts to take advantage of the Free Checking Plus rewards, simply contact Rivermark and we can assist in that process.


With over 50 FiCEP-certified financial coaches – including bilingual coaches - Rivermark can meet our members where they are on their financial journey.

Coaches are certified through CUNA’s Financial Counseling Certification Program (FiCEP). Learn more.

Our coaches are available by appointment at a local branch or remotely.  Call us today at 503.626.6600 to get started.

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