Sunny FreestoneMortgage Loan Officer 503-906-9397 [email protected] NMLS # 114054
Whether you’re buying your first home, looking to upgrade, or want to review your refinancing options, Sunny is here to help. He will review your budget, income and savings, helping you get a clear picture of what type and amount of loan is realistic. Sunny will help you consider all your options, so you can concentrate on making the best decision for your needs.
The financial aspects of home buying can be stressful and overwhelming, but they don’t have to be if you have a trained and caring professional like Sunny in your corner. He will look out for your best interests, and looks forward to being a part of your new home purchase or refinance experience.
Buying Your First Home
There comes a time when you want to settle down and have a place you can call your own. First, you’ll want to familiarize yourself with the costs and the process.
Fixed Rate vs Adjustable Rate
Should you get a fixed rate or an adjustable rate mortgage loan? Here's what you need to know about each of these options.
Maria "My experience with Rivermark was nothing short of fantastic. The service was attentive and TRANSPARENT. The RATES are the best I have seen anywhere (I spent many weeks shopping around) and the SPEED from initial conversation to closing was pretty quick. Overall, the experience was far and beyond what I expected. If I could give more than 5 stars, I would. Thank you so much Rivermark Home Loan staff for saving us a bundle on our refinance!"
Joseph "Rivermark Credit Union knows how to do banking...not just good but excellent. I refinanced my mortgage using the online application. I never once went into a branch and the refinance was completed within 3 weeks. I have had a mortgage loan or refinanced 6 times in my life. All are done through industry's best. But I must say....of all the experiences I have had with home loans Rivermark surpasses them all with their swift, professionalism and personal enthusiasm of wanting to do a job well.”
James "There are so many things I love about Rivermark. After being with a "mega" bank for over 15 years, and we were still just a number to them, we made the switch to Rivermark. It was the best thing we ever did for our banking. Specifically, we are in process for the 10 year fixed rate mortgage. The interest rate is extremely low and the closing costs are even lower. This loan will be saving us thousands of dollars over the next 10 years! I appreciate Rivermark offering such a product. It is a testimony of Rivermark offering products that truly benefit their members."