Savings
Savings Account | 1-28-20
Sign up for Rate Alerts| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.
*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings/Fee Schedule
Rewards Savings | 1-28-20
| Requirements1 | Rate | APY* |
|---|---|---|
| Requirements not met | 0.05% | 0.05% |
| Daily balance is $2,500 or less | 0.15% | 0.15% |
| Daily balance is greater than $2,500 | 0.05% (amount over $2,500) | 0.10% - 0.15% |
1 To earn the Rewards Savings rate of on balances up to and including $2,500, you must sign up for and receive e-Statements, otherwise you will earn on the entire Rewards Savings balance. If your daily balance is greater than $2,500, your APY will range from depending on the balance of your account. APY range calculations assume a minimum balance of $2,500.01 and a maximum balance of $5,000.00. Limited to one account per membership.
*Annual Percentage Yield.
Minimum balance to open is $5.00. Interest compounded and credited monthly. All rates are variable and subject to change. Truth in Savings/Fee Schedule
New Member Savings | 1-28-20
| Balance1 | Rate | APY* |
|---|---|---|
| $1000.00 or less | 4.89% | 5.00% |
| $1000.01 or more | 0.05% (amount over $1,000.01) | 2.03% to 5.00% |
1For the New Member Savings Account, if your daily balance is greater than $1,000, your APY will range from 5.00% to 2.03% depending on the balance of your account. The APY range for Rate Tier 2 assumes a minimum balance of $1,000.01 and a maximum balance of $2,500.00. The APY is guaranteed for one year after the opening date, after which the account will convert to a You Name it Savings account with variable rate and APY. Available to new memberships only, within first 30 days that membership is established.
Rates effective 1/1/20. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older. Federally insured by NCUA.
No minimum deposit to open. Interest compounded and credited monthly. Offer subject to change without notice.
* Annual Percentage Yield. Truth in Savings/Fee Schedule
Youth Savings | 1-28-20
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
Money Market | 1-28-20
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.05% | 0.05% |
| $2,500-$9,999 | 0.10% | 0.10% |
| $10,000-$24,999 | 0.15% | 0.15% |
| $25,000-$49,999 | 0.15% | 0.15% |
| $50,000-$99,999 | 0.20% | 0.20% |
| $100,000+ | 0.20% | 0.20% |
Minimum balance to open $2,500. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
Holiday & Tax | 1-28-20
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
Holiday & Tax Account Free Withdrawal Periods: March 1 – April 30 and October 15– December 15. A $10 early withdrawal fee applies for each withdrawal taken outside of the free withdrawal periods.
No minimum balance to open. $5 minimum balance to earn APY. Interest compounded daily and credited monthly.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
You Name it Savings | 1-28-20
| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings/Fee Schedule
IRA Savings | 1-28-20
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.15% | 0.15% |
| $2,500-$9,999 | 0.15% | 0.15% |
| $10,000-$24,999 | 0.15% | 0.15% |
| $25,000-$49,999 | 0.15% | 0.15% |
| $50,000-$99,999 | 0.15% | 0.15% |
| $100,000+ | 0.20% | 0.20% |
$100 minimum balance to open and maintain your account. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
Certificates | 1-28-20
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 0.75% | 0.75% |
| $50,000 | 1.00% | 1.00% | |
| 12 Months | $500 - $49,999 | 1.00% | 1.00% |
| $50,000 | 1.24% | 1.25% | |
| 24 Months | $500 - $49,999 | 1.24% | 1.25% |
| $50,000 | 1.49% | 1.50% | |
| 36 Months | $500 - $49,999 | 1.73% | 1.75% |
| $50,000 | 1.98% | 2.00% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings/Fee Schedule
Youth Certificates | 1-28-20
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $100 | 0.75% | 0.75% |
| 12 months | $100 | 1.00% | 1.00% |
Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings/Fee Schedule