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Savings

Savings Account | 7-16-19

Rate APY*
0.05% 0.05%
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Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly. 

*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings/Fee Schedule

Rewards Savings | 7-16-19

Requirements1 Rate APY*
Requirements not met 0.05% 0.05%
Daily balance is $2,500 or less 0.15% 0.15%
Daily balance is greater than $2,500 0.05% (amount over $2,500) 0.10% - 0.15%
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1 To earn the Rewards Savings rate of 0.15% on balances up to and including $2,500, you must sign up for and receive e-Statements, otherwise you will earn 0.05% on the entire Rewards Savings balance. If your daily balance is greater than $2,500, your APY will range from 0.10% - 0.15% depending on the balance of your account. APY range calculations assume a minimum balance of $2,500.01 and a maximum balance of $5,000.00. Limited to one account per membership.

*Annual Percentage Yield.

Minimum balance to open is $5.00. Interest compounded and credited monthly. All rates are variable and subject to change. Truth in Savings/Fee Schedule

 

New Member Savings | 7-16-19

Balance1 Rate APY*
$1000.00 or less 4.89% 5.00%
$1000.01 or more 0.05% (amount over $1,000.01) 2.03% to 5.00%
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1For the New Member Savings Account, if your daily balance is greater than $1,000, your APY will range from 5.00% to 2.03% depending on the balance of your account. The APY range for Rate Tier 2 assumes a minimum balance of $1,000.01 and a maximum balance of $2,500.00. The APY is guaranteed for one year after the opening date, after which the account will convert to a You Name it Savings account with variable rate and APY. Available to new memberships only, within first 30 days that membership is established. 

Rates effective 7/1/19.  New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older. Federally insured by NCUA.

No minimum deposit to open. Interest compounded and credited monthly. Offer subject to change without notice.

* Annual Percentage Yield.  Truth in Savings/Fee Schedule

Youth Savings | 7-16-19

Rate APY*
0.10% 0.10%
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Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.

*Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings/Fee Schedule

Money Market | 7-16-19

Rate APY* Balance1
0.05% 0.05% $0.00
0.10% 0.10% $2,500
0.15% 0.15% $10,000
0.15% 0.15% $25,000
0.20% 0.20% $50,000
0.20% 0.20% $100,000
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Minimum balance to open $2,500. Interest is compounded daily and credited monthly.

*Annual Percentage Yield.

1Minimum Balance to Earn Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings/Fee Schedule

Holiday & Tax | 7-16-19

Rate APY*
0.10% 0.10%
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Holiday & Tax Account Free Withdrawal Periods: March 1 – April 30 and October 15– December 15. A $10 early withdrawal fee applies for each withdrawal taken outside of the free withdrawal periods.

No minimum balance to open. $5 minimum balance to earn APY. Interest compounded daily and credited monthly.

*Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings/Fee Schedule

You Name it Savings | 7-16-19

Rate APY*
0.05% 0.05%
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*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings/Fee Schedule

IRA Savings | 7-16-19

Rate APY* Balance1
0.15% 0.15% $0-$2,499
0.15% 0.15% $2,500-$9,999
0.15% 0.15% $10,000-$24,999
0.15% 0.15% $25,000-$49,999
0.15% 0.15% $50,000-$99,999
0.20% 0.20% $100,000+
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$100 minimum balance to open and maintain your account. Interest is compounded daily and credited monthly.

*Annual Percentage Yield.

1Minimum Balance to Earn Annual Percentage Yield.

All rates are variable and subject to change. Truth in Savings/Fee Schedule

Certificates | 7-16-19

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $500 - $49,999 0.75% 0.75%
$50,000 1.00% 1.00%
12 Months $500 - $49,999 1.00% 1.00%
$50,000 1.24% 1.25%
24 Months $500 - $49,999 1.24% 1.25%
$50,000 1.49% 1.50%
36 Months $500 - $49,999 1.73% 1.75%
$50,000 1.98% 2.00%
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Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule

Youth Certificates | 7-16-19

Term Minimum Balance to Earn APY Interest Rate APY*
6 Months $100 0.75% 0.75%
12 months $100 1.00% 1.00%
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Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.

*Annual Percentage Yield. Truth in Savings/Fee Schedule