Savings
Savings Account | 8-13-2020
Sign up for Rate Alerts| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.
*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings/Fee Schedule
Rewards Savings | 8-13-2020
| Requirements1 | Rate | APY* |
|---|---|---|
| Requirements not met | 0.05% | 0.05% |
| Daily balance is $2,500 or less | 0.10% | 0.10% |
| Daily balance is greater than $2,500 | 0.05% (amount over $2,500) | 0.08% - 0.10% |
1 To earn the Rewards Savings rate of 0.10% on balances up to and including $2,500, you must sign up for and receive e-Statements, otherwise you will earn 0.05% on the entire Rewards Savings balance. If your daily balance is greater than $2,500, your APY will range from 0.08% - 0.10% depending on the balance of your account. APY range calculations assume a minimum balance of $2,500.01 and a maximum balance of $5,000.00. Limited to one account per membership.
*Annual Percentage Yield.
Minimum balance to open is $5.00. Interest compounded and credited monthly. All rates are variable and subject to change. Truth in Savings/Fee Schedule
Youth Savings | 8-13-2020
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
Minimum balance to open and earn APY is $5.00. Interest compounded and credited monthly.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
Money Market | 8-13-2020
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.05% | 0.05% |
| $2,500-$9,999 | 0.05% | 0.05% |
| $10,000-$24,999 | 0.10% | 0.10% |
| $25,000-$49,999 | 0.10% | 0.10% |
| $50,000-$99,999 | 0.15% | 0.15% |
| $100,000+ | 0.15% | 0.15% |
Minimum balance to open $2,500. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
Holiday & Tax | 8-13-2020
| Rate | APY* |
|---|---|
| 0.10% | 0.10% |
Holiday & Tax Account Free Withdrawal Periods: March 1 – April 30 and October 15– December 15. A $10 early withdrawal fee applies for each withdrawal taken outside of the free withdrawal periods.
No minimum balance to open. $5 minimum balance to earn APY. Interest compounded daily and credited monthly.
*Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
You Name it Savings | 8-13-2020
| Rate | APY* |
|---|---|
| 0.05% | 0.05% |
*Annual Percentage Yield. All rates are variable and subject to change. Truth in Savings/Fee Schedule
IRA Savings | 8-13-2020
| Balance1 | Rate | APY* |
|---|---|---|
| $0-$2,499 | 0.10% | 0.10% |
| $2,500-$9,999 | 0.10% | 0.10% |
| $10,000-$24,999 | 0.10% | 0.10% |
| $25,000-$49,999 | 0.10% | 0.10% |
| $50,000-$99,999 | 0.15% | 0.15% |
| $100,000+ | 0.15% | 0.15% |
$100 minimum balance to open and maintain your account. Interest is compounded daily and credited monthly.
*Annual Percentage Yield.
1Minimum Balance to Earn Annual Percentage Yield.
All rates are variable and subject to change. Truth in Savings/Fee Schedule
Certificates | 8-13-2020
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $500 - $49,999 | 0.30% | 0.30% |
| $50,000 | 0.45% | 0.45% | |
| 12 Months | $500 - $49,999 | 0.40% | 0.40% |
| $50,000 | 0.55% | 0.55% | |
| 24 Months | $500 - $49,999 | 0.50% | 0.50% |
| $50,000 | 0.65% | 0.65% | |
| 36 Months | $500 - $49,999 | 0.60% | 0.60% |
| $50,000 | 0.75% | 0.75% |
Minimum balance to open and earn APY is $500. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings/Fee Schedule
Youth Certificates | 8-13-2020
| Term | Minimum Balance to Earn APY | Interest Rate | APY* |
|---|---|---|---|
| 6 Months | $100 | 0.30% | 0.30% |
| 12 months | $100 | 0.40% | 0.40% |
Minimum balance to open and earn APY is $100. Fixed rate, interest is compounded daily and credited monthly. For Certificate
Accounts, there is a penalty for early withdrawal of principal.
*Annual Percentage Yield. Truth in Savings/Fee Schedule