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Business Loans Rates

Business Cash Back Visa | 1-22-2021

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 9.75% 13.00%
Very Good (759-720) 11.25% 14.50%
Good (719-690) 12.75% 16.00%
Fair (689-660) 15.25% 18.50%
Challenged (659-620) 17.25% 20.50%
Below Average (less than 619) 20.25% 23.50%
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Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee. Tiered Rates are based on credit qualifications; please contact us for rates and terms specific to your loan request. 

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Business Auto, Van, Pickup, SUV 2019 and Newer | 1-22-2021

Term1 APRs Fixed and Tiered2 Payment3
36 Months 3.74% - 10.74% $29.41 - $32.62
48 Months 3.99% - 10.99% $22.57 - $25.84
60 Months 4.24% - 12.24% $18.53 - $22.37
72 Months 4.49% - 14.24% $15.87 - $20.73
84 Months 4.99% - 15.24% $14.13 - $19.43
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1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: up to 100%

Business Auto, Van, Pickup, SUV 2018 or Older | 1-22-2021

Term1 APRs Fixed and Tiered2 Payment3
36 Months 3.99% - 14.24% $29.52 - $34.29
48 Months 4.24% - 14.49% $22.69 - $27.57
60 Months 4.49% - 14.74% $18.64 - $23.65
72 Months 4.74% - 15.49% $15.98 - $21.41
84 Months 4.99% - 15.99% $14.13 - $19.86
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¹ Depends on loan amount.

² Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: Lesser of Kelley Retail or Purchase Price