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Business Loans Rates

Business Cash Back Visa | 7-16-19

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 9.75% 15.25%
Very Good (759-720) 11.25% 16.75%
Good (719-690) 12.75% 18.25%
Fair (689-660) 15.25% 20.75%
Challenged (659-620) 17.25% 22.75%
Below Average (less than 619) 20.25% 25.75%
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Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee. Tiered Rates are based on credit qualifications; please contact us for rates and terms specific to your loan request. 

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Business Auto, Van, Pickup, SUV 2018 and Newer | 7-16-19

Term1 APRs Fixed and Tiered2 Payment3
36 Months 4.74% - 11.49% $29.85 - $32.97
48 Months 4.99% - 11.74% $23.02 - $26.21
60 Months 5.24% - 12.99% $18.98 - $22.75
72 Months 5.75% - 14.99% $16.46 - $21.14
84 Months 6.29% - 15.99% $14.75 - $19.86
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1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: up to 100%

Business Auto, Van, Pickup, SUV 2017 or Older | 7-16-19

Term1 APRs Fixed and Tiered2 Payment3
36 Months 4.99% - 14.99% $29.97 - $34.66
48 Months 5.24% - 15.24% $23.14 - $27.95
60 Months 5.49% - 15.49% $19.10 - $24.05
72 Months 5.99% - 16.49% $16.57 - $21.96
84 Months 6.49% - 16.99% $14.84 - $20.43
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¹ Depends on loan amount.

² Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: Lesser of Kelley Retail or Purchase Price