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Business Loans Rates

Business Cash Back Visa | 10-23-2020

Credit Tier (FICO score) Margin APR
Excellent (760 or higher) 9.75% 13.00%
Very Good (759-720) 11.25% 14.50%
Good (719-690) 12.75% 16.00%
Fair (689-660) 15.25% 18.50%
Challenged (659-620) 17.25% 20.50%
Below Average (less than 619) 20.25% 23.50%
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Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee. Tiered Rates are based on credit qualifications; please contact us for rates and terms specific to your loan request. 

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Business Auto, Van, Pickup, SUV 2018 and Newer | 10-23-2020

Term1 APRs Fixed and Tiered2 Payment3
36 Months 3.99% - 10.99% $29.52 - $32.73
48 Months 4.24% - 11.24% $22.69 - $25.96
60 Months 4.49% - 12.49% $18.64 - $22.49
72 Months 4.74% - 14.49% $15.98 - $20.87
84 Months 5.24% - 15.49% $14.25 - $19.57
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1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: up to 100%

Business Auto, Van, Pickup, SUV 2017 or Older | 10-23-2020

Term1 APRs Fixed and Tiered2 Payment3
36 Months 4.24% - 14.49% $29.63 - $34.42
48 Months 4.49% - 14.74% $22.80 - $27.70
60 Months 4.74% - 14.99% $18.75 - $23.78
72 Months 4.99% - 15.99% $16.10 - $21.69
84 Months 5.49% - 16.49% $14.37 - $20.14
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¹ Depends on loan amount.

² Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: Lesser of Kelley Retail or Purchase Price