Business Loans Rates
Business Cash Back Visa | 1-21-2022
Sign up for Rate Alerts| Credit Tier (FICO score) | Margin1 | APR1 |
|---|---|---|
| Excellent (760 or higher) | 9.75% | 13.00% |
| Very Good (759-720) | 11.25% | 14.50% |
| Good (719-690) | 12.75% | 16.00% |
| Fair (689-660) | 15.25% | 18.50% |
| Challenged (659-620) | 17.25% | 20.50% |
| Below Average (less than 619) | 20.25% | 23.50% |
Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee.
1 Variable Rates are based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal (Index) plus a Margin. The Index plus the Margin equals the interest Rate. Changes in the Index will cause changes in the Interest Rate on the next monthly cycle date. Tiered Rates are based on credit qualifications and collateral as applicable. Collateral may include equipment and other business assets. The Index is based on the Prime Rate as of the fifteenth business day of each month.
Please contact us for rates and terms specific to your loan request. Rates and terms offered are effective as of the above date and are subject to change without notice.
Business Auto, Van, Pickup, SUV 2020 and Newer | 1-21-2022
| Term1 | APRs Fixed and Tiered2 | Payment3 |
|---|---|---|
| 36 Months | 3.16% - 10.74% | $29.15 - $32.62 |
| 48 Months | 3.17% - 10.99% | $22.21 - $25.84 |
| 60 Months | 3.18% - 11.74% | $18.05 - $22.11 |
| 72 Months | 3.29% - 12.50% | $15.32 - $19.81 |
| 84 Months | 3.74% - 12.75% | $13.55 - $18.06 |
Passenger vehicles without attached equipment, final loan terms subject to certain rules, regulations and business loan underwriting.
Apply Now1Depends on loan amount.
2Tiered Rates are based on credit qualifications.
3Estimated Payment per $1,000 Borrowed
Amount Financed: up to 100%of MSRP, Purchase Price or high Kelley Blue Book. Includes Tax & License.
Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.
Business Auto, Van, Pickup, SUV 2019 or Older | 1-21-2022
| Term1 | APRs Fixed and Tiered2 | Payment3 |
|---|---|---|
| 36 Months | 3.24% - 13.00% | $29.19 - $33.69 |
| 48 Months | 3.24% - 13.15% | $22.24 - $26.90 |
| 60 Months | 3.34% - 13.25% | $18.12 - $22.88 |
| 72 Months | 3.49% - 13.50% | $15.41 - $20.34 |
| 84 Months | 3.99% - 13.99% | $13.66 - $18.73 |
Passenger vehicles without attached equipment, final loan terms subject to certain rules, regulations and business loan underwriting.
Apply Now¹ Depends on loan amount.
² Tiered Rates are based on credit qualifications.
3Estimated Payment per $1,000 Borrowed
Amount Financed: up to 100%of MSRP, Purchase Price or high Kelley Blue Book. Includes Tax & License.
Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.