Skip to navigation Skip to main content

Business Loans Rates

Business Cash Back Visa | 9-21-2021

Credit Tier (FICO score) Margin1 APR1
Excellent (760 or higher) 9.75% 13.00%
Very Good (759-720) 11.25% 14.50%
Good (719-690) 12.75% 16.00%
Fair (689-660) 15.25% 18.50%
Challenged (659-620) 17.25% 20.50%
Below Average (less than 619) 20.25% 23.50%
Apply Online

Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee.

1 Variable Rates are based on the highest Prime Rate as published in the Money Rates Section of The Wall Street Journal (Index) plus a Margin. The Index plus the Margin equals the interest Rate. Changes in the Index will cause changes in the Interest Rate on the next monthly cycle date. Tiered Rates are based on credit qualifications and collateral as applicable. Collateral may include equipment and other business assets. The Index is based on the Prime Rate as of the fifteenth business day of each month. 

Please contact us for rates and terms specific to your loan request.  Rates and terms offered are effective as of the above date and are subject to change without notice.

Card Agreement and Disclosure

Business Auto, Van, Pickup, SUV 2019 and Newer | 9-21-2021

Term1 APRs Fixed and Tiered2 Payment3
36 Months 3.49% - 10.74% $29.30 - $32.62
48 Months 3.90% - 10.99% $22.53 - $25.84
60 Months 3.90% - 12.24% $18.37 - $22.37
72 Months 4.29% - 13.29% $15.78 - $20.23
84 Months 4.49% - 13.99% $13.90 - $18.73

Passenger vehicles without attached equipment, final loan terms subject to certain rules, regulations and business loan underwriting.

Apply Now

1Depends on loan amount.

2Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: up to 100%of MSRP, Purchase Price or high Kelley Blue Book. Includes Tax & License.

Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.

Business Auto, Van, Pickup, SUV 2018 or Older | 9-21-2021

Term1 APRs Fixed and Tiered2 Payment3
36 Months 3.74% - 14.24% $29.41 - $34.29
48 Months 3.99% - 14.49% $22.57 - $27.57
60 Months 3.99% - 14.49% $18.41 - $23.52
72 Months 4.34% - 14.99% $15.80 - $21.14
84 Months 4.74% - 15.49% $14.01 - $19.57

Passenger vehicles without attached equipment, final loan terms subject to certain rules, regulations and business loan underwriting.

Apply Now

¹ Depends on loan amount.

² Tiered Rates are based on credit qualifications.

3Estimated Payment per $1,000 Borrowed

Amount Financed: up to 100%of MSRP, Purchase Price or high Kelley Blue Book. Includes Tax & License.

Rates and terms offered are effective as of the above date and are subject to change without notice. Not applicable if used as residence; may be subject to certain regulations, rules and practices.