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Discover the Rivermark Difference

A Different Way to Bank

Discover the Rivermark Difference

A Different Way to Bank

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A Credit Union Made For You!

Now more than ever, it’s time to choose a financial institution that shares your values, and puts people above profits. At Rivermark, we’re everything the big banks wish they could be:

  • Member owned, people before profits
  • Average member saves over $300 per year***
  • New Member Savings: Earn 5.00% APY** on balances up to $1,000
  • Extended hours from 8am-8pm weekdays, 10am-6pm Saturdays
  • Strong local roots
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Give us a call at 503.350.0132

Oregon's Top Checking Account

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Free Checking Plus

Put more cash in your pocket. No gimmicks. No gotchas. Free Checking Plus means saying goodbye to big-bank fees. At Rivermark, our checking accounts are always free. As a bonus, if you meet three simple monthly requirements you’ll earn one of the highest checking account rates in Oregon, plus receive ATM fee refunds nationwide.

  • Earn 2.00% APY* on balances up to $15,000
  • Enjoy ATM fee refunds nationwide (up to $12 per month)
  • No monthly fee or minimum balance requirement
  • FREE mobile banking app with mobile deposit
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How to earn our best rate and ATM fee refunds*:

  • Make 12 debit card transactions per month
  • Sign up for e-Statements
  • Access Online Banking at least once per month

Regardless of whether you meet the account requirements or not, your Rivermark checking account is FREE!

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Who Can Join Rivermark?

Rivermark membership is available to anyone who lives, works or has immediate family/domestic partners residing in the eleven Oregon counties we serve:

Clackamas, Gilliam, Hood River, Marion, Multnomah, Polk, Sherman, Wasco, Washington, Wheeler and Yamhill counties. 

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We’re based here and committed to strengthening our local communities. We’re here to help you with your finances face to face at our neighborhood branches, or when you’re away with our mobile banking and nationwide ATM refunds.

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We’re invested in you, our nearly 90,000 members. We donate and support causes that matter to you. In 2019, we donated over $160,000 locally and our staff volunteered 1,486 hours to help make our community a better place to live and work.

Extended Hours


We’re open 8 AM- 8 PM Monday-Friday and open on Saturdays, to meet the needs of our busy members. We offer 30,000 surcharge-free ATMs nationwide and offer ATM fee refunds.  Our highly-rated mobile app puts the “Branch in Your Hand”.

By The Numbers

See how Rivermark's Free Checking Plus stacks up against the competition.

APY=Annual Percentage Yield. Information about these accounts sourced from each institution's website as of 12/1/2019.

Membership Saves You Money

The financial services we offer will save you money and our innovative technology helps keep you connected to your money anywhere, anytime.

Rivermark saved its members over $15 million last year with better rates on loans and savings and fewer fees.  

Rivermark members save over $305*** a year on average compared to accounts at banks.

Make the Switch Today!

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*APY = Annual Percentage Yield. Rates are subject to change after account opening. Minimum opening deposit is $25.00. To earn the Free Checking Plus rate of 2.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned.

**Rates effective 3/1/20. 5.00% Annual Percentage Yield applies to first $1,000 in account. Portion of balance over $1,000 will earn a rate of 0.05% APY. After 12 months, account will automatically convert to a variable rate You Name it Savings account (currently 0.05%). Offer subject to change without notice. New members only, available within first 30 calendar days of establishing new membership. Limit one New Member Savings account per member; must be age 18 or older. Federally insured by NCUA.

***Working with a national research firm, we compared our account rates and fees with the average rates and fees of local banks in the Portland Metro area. The calculations were provided by Informa Research Services, Inc. Please note that although Informa obtained  the information directly from the banks, we cannot guarantee their accuracy as rates can change at any time. The formulas used for the calculations vary by account type.