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Refinance Your Mortgage

Family of Five Standing in Front Yard of HouseNow is a great time to refinance your home loan! For a limited time, our flat origination fees are just $799! 

A home loan refinance can help you:

  • Lower your monthly payments
  • Repay your mortgage faster
  • Eliminate PMI
  • Free up cash for other expenses, such as home improvement projects
  • Use cash-out refinancing to pay off higher interest debts

Thinking of taking out home equity? A home refinance may be a better option. Ask us why!

Our local mortgage officers are happy to answer any questions you have.  We offer competitive rates while keeping servicing local, which means you'll always make your payment to us.

For faster service, start your application online

Apply Online Get a Quote

Ready to Get Started?

Be sure to check out our Frequently Asked Questions and download the Mortgage Checklist to plan for every step in the process of funding your mortgage!

You can trust us for straightforward and honest advice. Apply online or call us at 503.626.6600 or 800.452.8502 Ext. 497.

Today's Mortgage Rates

10 Year Fixed Rate As low as 3.98% APR arrow pointing to the right
15 Year Fixed Rate As low as 4.20% APR arrow pointing to the right
30 Year Fixed Rate As low as 5.21% APR arrow pointing to the right

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*$799 flat origination fee available on applications submitted by 12/31/18. All loan applications are subject to credit and property approval. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR) effective 10/1/2018 and is based on a 10-year term at 3.98% APR and sample monthly payment of $1,610.43 are based upon a single family, owner-occupied residence, refinance (no cash-out) or purchase transaction with a loan amount of $160,000, 70% Loan-to-Value, $799 origination fee and standard 3rd party charges (e.g. appraisal and title). Assumes no other loans or liens on subject property. Actual APRs for individual loans may differ due to market conditions, individual circumstances such as credit qualifications, increased loan to value, loan purpose, occupancy type, and property type. Maximum APR is 7.50%. Sample monthly payment listed above does not include taxes and insurance premiums. Property and/or flood hazard insurance may be required. Actual payment obligation will be greater. Maximum loan limits may apply.

Member Story
Vinesh enjoyed the simplicity of refinancing his home with Rivermark

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