First Time Home Buyer

Couple and HouseLooking to buy your first home? We want to help make your home ownership dreams come true which is why we have special options available for first time buyers. 

  • Put as little as 3%* down. 
  • Work with Rivermark mortgage professionals for advice and direction. 
  • Get preapproval before looking for your home. 
  • Available on most loan types. 
Apply Online

Ready to Get Started?  

Be sure to download the Mortgage Process and Checklist to plan for every step in the process of funding your mortgage!

We've also put together a list of tips for first time home buyers

You can trust us for straightforward and honest advice. Apply online or call us at 503.906.9497.

Get a free, personalized rate quote. 

Check Rates

* Available for purchase with a maximum 97% LTV. Down payment must be verified member funds. Escrow account for taxes and insurance required. No manufactured housing or condos. $417,000 maximum loan amount.  Other rates and terms may be available. If needed, additional fees may be available, such as full appraisal or title change costs. Credit approval required.

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So Easy So Friendly

Member Story
Heather was excited by the low Home Equity rates and how quickly she got her loan.

Helpful Information

Buying Your First Home   Buying Your First Home

Ask the Mortgage Expert   Ask our Mortgage Expert

Mortgage Center

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Need Help?

800.452.8502, ext. 497