First Time Home Buyer
Now is a great time to apply for your first home loan! For a limited time, our flat origination fees are just $799!
We want to help make your home ownership dreams come true which is why we have special options available for first-time buyers.
- Put as little as 3%* down.
- Trusted mortgage officers are happy to answer questions and provide advice on the process
- Local servicing means you'll always make your payment to us
- Get preapproval before looking for your home
- Available on most loan types
*Available for purchase with a maximum 97% LTV. Down payment must be verified member funds. Escrow account for taxes and insurance required. No manufactured housing or condos. $417,000 maximum loan amount. Other rates and terms may be available. Additional fees may apply, such as full appraisal or title change costs. Credit approval required.
*$799 flat origination fee available on applications submitted by 12/31/18. All loan applications are subject to credit and property approval. All loan applications are subject to credit and property approval. Annual Percentage Rate (APR) effective 6/1/2018 and is based on a 10-year term at 4.23% APR and sample monthly payment of $1,629.44 are based upon a single family, owner-occupied residence, refinance (no cash-out) or purchase transaction with a loan amount of $160,000, 70% Loan-to-Value, $799 origination fee and standard 3rd party charges (e.g. appraisal and title). Assumes no other loans or liens on subject property. Actual APRs for individual loans may differ due to market conditions, individual circumstances such as credit qualifications, increased loan to value, loan purpose, occupancy type, and property type. Maximum APR is 7.50%. Sample monthly payment listed above does not include taxes and insurance premiums. Property and/or flood hazard insurance may be required. Actual payment obligation will be greater. Maximum loan limits may apply.