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Get to Know ARMs

Adjustable Rate Mortgage Options

Get to Know ARMs

Apply Online

Adjustable Rate Mortgages

An Adjustable Rate Mortgage (ARM) allows you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically.  We offer a variety of ARM terms for both purchase or refinance.

  • Introductory terms of 5-, 7- or 10- years
  • Local mortgage experts to guide you
  • Fast and easy prequalification

Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.

Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

 

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Your down payment for a home loan can be saved in many different ways. There will be easy ways and difficult ways. Some ways will require sacrifices, while others will take time. If you're committed to owning a home one day, these small sacrifices will be well worth it. The following are some ways you can begin saving for your down payment on a home today.

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Your Springtime Home Maintenance Checklist

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It has been a long winter. There is no better time to clean up your house than right now, before the summer arrives and you are going off on some much-needed adventures. Here are a few tips you can use to keep your house and property in great shape. It's time for some springtime home maintenance!

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Maintaining Your Home After Purchase

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Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

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Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).