Adjustable Rate Mortgages
An Adjustable Rate Mortgage (ARM) allows you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically. We offer a variety of ARM terms for both purchase or refinance.
- Introductory terms of 5-, 7- or 10- years
- Local mortgage experts to guide you
- Fast and easy prequalification
Get a Quote
Due to high demand, mortgage refinances will take 90+ days to close. Please choose the 90-day lock option when applying for a refinance and allow up to 2 business days for a return call regarding refinance opportunities. Your rate is not locked until you get confirmation from a Mortgage Loan Officer. Thank you for your continued patience, and we look forward to serving you.
For faster service, start your application online. A Rivermark mortgage professional can get you pre-approved quickly. A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.