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Get to Know ARMs

Adjustable Rate Mortgage Options

Get to Know ARMs

Apply Online

Adjustable Rate Mortgages

An Adjustable Rate Mortgage (ARM) allows you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically.  We offer a variety of ARM terms for both purchase or refinance.

  • Introductory terms of 5-, 7- or 10- years
  • Local mortgage experts to guide you
  • Fast and easy prequalification

Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.

Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

 

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Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).