Skip to navigation Skip to main content

Get to Know ARMs

Adjustable Rate Mortgage Options

Get to Know ARMs

Apply Online

Adjustable Rate Mortgages

An Adjustable Rate Mortgage (ARM) allows you to start with a lower rate than fixed-rate loans, but the rate can adjust up or down periodically.  We offer a variety of ARM terms for both purchase or refinance.

  • Introductory terms of 5-, 7- or 10- years
  • Local mortgage experts to guide you
  • Fast and easy prequalification

Please choose the 60-day lock option when applying for a refinance. Your rate is not locked until you get confirmation from a Mortgage Loan Officer.  We look forward to serving you.

Apply Online Get a Quote

For faster service, start your application online.  A Rivermark mortgage professional can get you pre-approved quickly.  A pre-approval shows realtors that you are a serious buyer and can help to speed up the transaction when you’re ready to buy. Call us at 503.906.9497.

 

The Latest from our Blog

Maintaining Your Home After Purchase

Home Maintenance

Owning your own home can be an excellent investment. It can also be financially draining if you aren’t regularly maintaining your home. Regular maintenance can take time, planning, and money, but it can help you to save on unexpected repair costs and keep the value of your home up. Below, we share some of our tips for becoming a financially responsible homeowner.

Read this article

5 Ways to Save for a Home Loan Down Payment

Couple moving into house

There are many ways you can begin saving for your home loan down payment. Some ways will be easy, while others will take longer and require more sacrifices. So long as you’re committed to owning a home one day, these small sacrifices will be well worth it to accomplish your goals. Here a few ways you can start saving for a home loan down payment today.

Read this article

5 Facts About Being a First-Time Homeowner

Check list

There is a lot to know (or learn about) when you’re a first-time homeowner. Such as scheduling mortgage payments and putting together an attractive yet functional curb appeal. But there’s more. As new parts of this experience emerge, there are a handful of things that you should be prepared for. Here are five facts about being a first-time homeowner that you should take into consideration.

Read this article

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available online for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials.

HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website. (www.consumerfinance.gov/hmda).