*Applies to new members only. Use the Promo Code displayed above at the time you open the accounts. $200 Bonus Offer may be earned in two parts: a) Earn $100 Bonus by opening a Free Checking Plus account with minimum opening deposit of $100, and completing at least 12 debit card purchases within the first 60 days of account opening; and b) Earn an additional $100 by opening a Cash Back Visa or Platinum Visa credit card within the first 60 days of opening the Rivermark checking account (subject to credit approval). Accounts will be evaluated on the 60-day anniversary for qualification requirements; accounts must be open and in good standing. Bonuses earned will be credited to the Regular Savings account of primary member within two weeks of the 60-day anniversary. Credit Card Bonus qualification requirement: primary borrower must have an open Free Checking Plus account in good standing at the time Bonus is evaluated. Bonuses are subject to reporting to IRS on form 1099-INT; recipient is responsible for any applicable taxes (please consult a tax advisor). Bonus may be substituted for item of equivalent value at sole discretion of Rivermark; program may be modified or canceled at any time without notice. May not be combined with other offers.
**Annual Percentage Yield (APY) effective 10/1/2020. Rates are subject to change after account opening. Minimum opening deposit is $100.00. To earn the Free Checking Plus rate of 2.00% APY on balances up to and including $15,000, and 0.05% APY on balances over $15,000, you must meet the following monthly requirements: Twelve (12) posted and cleared debit card transactions; Log in to Online Banking; and receive e-Statements. In addition to earning the higher rate, you will receive automatic refunds on ATM fees nationwide, up to $12 maximum per month. If account requirements are not met, the rate will be 0.05% APY and ATM fees will not be refunded. Fees may reduce earnings. Requirement cycles begin one day before the last day of each month. All requirements must be met with transactions posted and cleared by the close of business on the last day of the requirement cycle. ATM transactions do not count toward the 12 debit card transactions. Interest and ATM refunds will be paid on the last day of the month in which it is earned. Federally insured by NCUA.
1Annual Percentage Rate for purchases, cash advances and balance transfers. No Annual Fee or Cash Advance Fee. Tiered Rates are based on the Prime Rate plus a margin that is based on borrower's credit history and range between 6.40% and 17.40% APR; please contact us for rates and terms specific to your loan request.
2On approval of credit. Annual Percentage Rate (APR) varies by credit qualifications and is based on prime rate plus margin and ranges between 11.00% and 22.00%. Click here for Cash Back terms and conditions.
3Working with a national research firm, we compared our account rates and fees with the average rates and fees of local banks in the Portland Metro area. The calculations were provided by Informa Research Services, Inc. Please note that although Informa obtained the information directly from the banks, we cannot guarantee their accuracy as rates can change at any time. The formulas used for the calculations vary by account type.