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5 Habits That Can Ruin Your Budget

So you’ve set a budget and it looks perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just doesn’t work out month after month. Sound familiar? The first thing to do is double check that your budget is reasonable given factors like income and goals. But if everything looks set up for success, then ask yourself if any of these common financial habits are derailing your well-laid plans.

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6 Ways to Avoid Overdraft Charges

When you don’t have enough money in your account to cover a bill or other charge and the account goes into the negative, the transaction is left unpaid and you’ll be given a Non-Sufficient Funds (NSF) fee. These fees can add up quickly if you’re not checking your account or receiving account notifications. Plus, it can leave your bills unpaid. Here are six ways to avoid overdrawing on your account.

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Tidying Up Your Financial Life

Marie Kondo and her KonMari method have rung a chord with Americans looking to tidy their homes and their lives. If you’ve seen her Netflix show Tidying Up with Marie Kondo or read any number of her books on the subject, you know she’s all about inspiring others to choose joy while they organize.

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6 Good Uses for a Personal Loan

Life can catch even the most prudent savers and planners off guard once in a while. It’s during those moments that a personal loan can really come in handy. Here are six good uses for a personal loan.

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