Did you know that there are things you can do RIGHT NOW to trim down expenses? Here are seven ways to save money that you can do today.
Many of us understand that personal finances are much more than income and expenses. Our spending habits, which directly impact our personal bottom line, are also affected by our emotions, values, and desires. This is known as the “psychology of spending.” Learn more about making a move from maximizing to minimizing spending.
Did you know that you could win $500, while you strengthen your financial health? Presented by our partner in financial education, BALANCE, “Stay on Track” offers our BalanceTrack users the chance to win $500 and/or one of three $100 gift cards!
So you’ve set a budget and it looks perfect on paper. You established different spending categories and set what seems like reasonable limits. Yet somehow it just doesn’t work out month after month. Sound familiar? The first thing to do is double check that your budget is reasonable given factors like income and goals. But if everything looks set up for success, then ask yourself if any of these common financial habits are derailing your well-laid plans.
When you don’t have enough money in your account to cover a bill or other charge and the account goes into the negative, the transaction is left unpaid and you’ll be given a Non-Sufficient Funds (NSF) fee. These fees can add up quickly if you’re not checking your account or receiving account notifications. Plus, it can leave your bills unpaid. Here are six ways to avoid overdrawing on your account.
April is National Credit Union Youth Month! Financial education is crucial, and we want to help you teach your children about the importance of being responsible with money and saving for the future.
Marie Kondo and her KonMari method have rung a chord with Americans looking to tidy their homes and their lives. If you’ve seen her Netflix show Tidying Up with Marie Kondo or read any number of her books on the subject, you know she’s all about inspiring others to choose joy while they organize.
Life can catch even the most prudent savers and planners off guard once in a while. It’s during those moments that a personal loan can really come in handy. Here are six good uses for a personal loan.