Many home owners affected by the wildfires might wonder what, if anything, is covered by their home owner's insurance policy.
The state has assembled a team of advocates available to answer these questions and other questions homeowners might have about their coverage or how to file a claim. You can contact them toll-free at 888.877.4894 or online at www.dfr.oregon.gov.
In the meantime, The Oregon Division of Financial Regulation has distributed a list of tips to help impacted homeowners.
- Keep receipts.
Most policies will cover living expenses, including hotel stays and meals, as the result of a fire evacuation. Be sure to keep your receipts and contact your insurance agent as soon as it is safe to do so.
- Keep inventory.
Maintain an itemized list of your posessions in a spreadsheet or on your phone.
- Get an inspection.
Your insurer will likely require a damage inspection before you start repairs. Schedule this ASAP, and secure your property to ensure no more damage or theft occurs.
- Claim your vehicle.
Damage to you car is likely not covered by your home owners insurance. Take the steps needed to file a claim under your auto policy.
If you have questions regarding coverage from Rivermark Insurance Agency, please give us a call at 503.626.6600 or 800.452.8502.