Online Banking Notice: Some members are currently unable to reset their Online Banking password using their mobile device. If you are a first-time user or unable to reset your existing password, please call us at 800.452.8502. Updated: 12/15 at 8:00 AM

Skip to navigation Skip to main content

Guaranteed Asset Protection Advantage

Are you financing or leasing your car, light truck, motorcycle, boat or RV? If your vehicle is totaled or stolen, you could face a financial risk that your insurance policies may not cover. Guaranteed Asset Protection Advantage (GAP) coverage protects you against this risk. 

  • Up to $1,000 of insurance deductible covered*
  • $1,000 credit towards the Rivermark financing of a replacement vehicle
  • Low cost protection
  • Eliminates the out-of-pocket expense for the remaining loan balance after loss settlement
  • Helps the borrower avoid financial hardship and afford a replacement vehicle
  • Prevents deficiency balance from being added to new loan
  • Helps protect the borrower’s credit rating
  • 60 day free look

Here's an example of how GAP coverage can protect you: 

GAP Chart

Above loan calculation based on 60 month loan at 6% APR.

GAP Advantage protection can be added to any vehicle loan for a low, flat, one-time premium. Premiums start at $399.00. We can even incorporate the price into your loan balance.

Get a Quote

*Deductible reimbursement is available in most (including Oregon and Washington), but not all states. Please consult us for the availability of this benefit. 

It Took No Time

Member Story
Molly needed a new car and was able to secure her Rivermark loan quickly and easily through the dealership.