Preparing To Apply Online

Gather the following information for each applicant

• Social security number and date of birth
• Current contact number and e-mail address
• Current address (if you have lived at your current residence for less than two years, a previous address is required)
• Name and address of current employer (if you have been at your current job for less than two years, the name and address of previous employer is required)
• All current expenses, including housing, child support, credit card payments, loan payments, etc.
• The value of all of your assets, including your checking, savings, investments and retirement accounts
• Gross income, including applicable secondary income sources (Alimony, child support, or separate maintenance agreements do not have to be included)
• The current market value of your current home, if you own it

Purchasing a Home?

If you are purchasing a home, you'll also want to collect:

• The address  and estimated purchase price of the home you'd like to purchase
• The year the home was built
• Your estimated down payment amount
• Estimated annual property tax, insurance or HOA fees

Refinancing?

To refinance a current property, you'll also need to provide:

• The date you purchased the home and the original purchase price
• The original loan amount and the outstanding balance on the original loan and any other loans secured by your home
• Estimated current property value
• The amount you'd like to borrow

Now you're ready to apply online

If you forgot something, don't worry.  You can easily update your online application at any time during the application process.  And our experienced Mortgage Loan Officers are just a phone call away should you have any questions.