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Rewards Savings *New*
- Earn 5.00% APY* on balances up to $2,500
- No Minimum balance
- Free and unlimited withdrawals
- 24/7 access by Phone, ATM, Online or in Person
*Annual Percentage Yield applies to first $2,500 in account. Amounts of balance over $2,500 (and entire balance if no e-statements) earn Regular Share Rate of 0.50% APY. Rates effective 5/12/08 and subject to change without notice. Only one account per membership. Personal accounts only. Federally insured by the NCUA.
Rewards Checking
- Earn 5.10% APY* on balances up to $25,000
- Get ATM fee refunds at any ATM nationwide*
- No monthly fee
- No minimum balance or direct deposit requirement
- Earn Rewards each month when you use your debit card 12 times or more, receive an electronic statement and log in to Online Banking at least once**

*Balances over $25,000 earn 0.50% APY. $20 minimum balance to open account. ATM fees (up to a maximum of $25 each month) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% APY and ATM fees will not be refunded. All APY’s listed are effective as of 05/12/08 and subject to change.
**Requirement cycle ends two days before the last day of the month.
Platinum Rewards Visa
- 8.90% ANNUAL PERCENTAGE RATE for purchases, balance transfers and cash advances
- No default or penalty rates
- No cash advance or balance transfer fees
- Earn points for FREE travel deals

Mortgage Rewards
- Get automatic savings with your Rivermark Mortgage!
- Rate bonus on CDs and Auto Loans
- No closing costs on Home Equity Loans up to $150,000
- Always make your payment to Rivermark

Rewards CD
Get 0.50%* above current Rivermark CD APY when you:
- Have Rewards Checking, or
- Open your CD with $25,000 or more new money
- Choose any term of 36 months or more

*Annual Percentage Yield effective 5/12/08 and subject to change without notice. Federally insured by the NCUA. |