Account Benefits

• Earn 2.50% APY* on balances up to $25,000
• Enjoy ATM fee refunds at any ATM nationwide*
• No Minimum Balance Required
• Free Online Banking and Bill Pay
• No Monthly Fee
• No Direct Deposit Requirement

Account Requirements

• Make twelve debit card transactions per month**
• Sign-up for E-Statements
• Login to Online Banking at least once a month**

*Portion of Balance over $25,000 earns 0.25% APY. $20 minimum balance to open account. ATM fees (up to a maximum of $25 each month) will be refunded if account requirements are met. If the account requirements are not met, the APY will be 0.10% APY and ATM fees will not be refunded. Fees may reduce earnings. All APY’s listed are effective as of 12/01/09 and subject to change. Limited to two accounts per membership. Federally insured by NCUA.

**Requirement cycle ends two days before the last day of the month.