Checking Account Comparison
Features Free Checking Rewards Checking Interest Plus Checking FREE Online Banking and Bill Pay FREE Rivermark ATM Withdrawals Non-Rivermark ATM Withdrawals1 5 Free ($1.50 each thereafter) ATM fee refunds nationwide if requirements are met (up to $25 per month) 5 Free ($1.50 each thereafter) Earns Interest No Yes Earns highest rate on first $25,000 if requirements met4. Yes3 Minimum To Open $20 $20 $20 Monthly Service Fee $0 $0 $8 - waived with Direct Deposit2 or $1,000 minimum balance3 FREE Checks Seniors Ages 55+5 Yes basic design No Yes basic design

¹Fee may be assessed by non-Rivermark ATM owners
²Direct Deposit of at least $300 per month
³Minimum balance based on $1,000 average daily balance within the calendar month. No interest paid on days balance falls below $1,000
⁴Monthly Rewards Requirements: 1) Make 12 debit card transactions; 2) Receive E-Statements; 3) Login to Online Banking
⁵Available on Senior Free and Senior Plus accounts