You know a bargain when you see one. And, hey, a checking account is something you use every day. Why choose one-size-fits-all when you can have a perfect fit? So go ahead, try one on for size. Saving money and convenience look good on you…

	Checking Account Comparisons
Features Free Checking Rewards Checkings Interest Plus Checking / Senior Plus Checking   Details Details Interest Plus Details / Senior Plus Details FREE Online Banking FREE Online Bill Pay FREE & Unlimited Rivermark ATM Withdrawals Number of FREE Non-Rivermark ATM Withdrawals1 5 Free ($1.50 thereafter) All ATM fees are refunded if requirements5 are met 8 Free ($1.50 thereafter) FREE VISA Debit Card FREE Travelers Checks FREE & Unlimited Teller Transactions Overdraft Protection Earns Interest No Yes Earns highest rate on first $25,000 if requirements5 met. Earns lower rates on any portion of balance over $25,000 and if requirements5 are not met. Yes ($0.01 minimum balance to earn interest) Minimum Opening Balance $20 $20 $20 Monthly Service Charge $0 $0 $8 service charge - waived with Direct Deposit2 or $1000 minimum balance3 Per Check Charges No No No FREE Box of Checks No No Interest Plus (Basic design - first box of checks are free) Senior Plus YES (Basic design always free)

¹Fee may be assessed by non-Rivermark ATM owners
²Direct Deposit of at least $300 per month
³Minimum balance based on $1000 average daily balance within the calendar month
⁴$25,000 in aggregate deposits. Direct Deposit of Net Check. Minimum of five non-transfer transactions per month.
⁵Monthly Rewards Requirements: 1) Make 12 debit card transactions; 2) Sign-up for E-Statements; 3) Login to Online Banking

VISA Check Card

Leave your cash and checks at home! Use your VISA Check Card anywhere VISA debit cards are accepted or at thousands of ATMs worldwide. Your purchase amount is conveniently deducted from your checking account, and you have Zero Liability for unauthorized transactions. You can also use your VISA CheckCard at the checkout stand to get cash back-just one more way to access your funds.