Personal Loans

Personal LoansFlexible, low cost loans.

Rivermark has a complete selection of secured and unsecured loans for any purpose, including personal loans, lines of credit, share secured and payday loans.

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Unsecured Loans

Personal Loans. Can be used for anything you choose. No loan fees. No annual fee.

Personal Line of Credit. Establish your credit line of $500 to $30,000. Easy to access, no fees and very competitive rates. The best part: only use it when you need it and only pay interest on the funds you've used.

Secured Loans

Share Secured Loan. An ideal way to build a good credit history. Secured by funds in your savings account, which are released as you make payments.

Certificate-Secured Loans. Borrow using your Certificate of Deposit (CD) as collateral. Get the money you need at a great rate while keeping your savings on deposit. Also avoid early withdrawal penalties.

 

Personal Loan107-01-2010
Loan Amount Maximum Repayment Period Lowest Possible Annual Percentage Rate Highest Possible Annual Percentage Rate
$500-$30,000 60 Months 10.25% 18.25%
1No fees. Tiered, fixed rate. Rates and terms offered are subject to change.


Personal Line of Credit107-01-2010
Loan Amount Maximum Repayment Period Lowest Possible Annual Percentage Rate Highest Possible Annual Percentage Rate
$500-$30,000 Revolving 9.50% 17.50%
1No fees. Tiered, variable rate. Rates and terms offered are subject to change.


Share Secured107-01-2010
Loan Amount Maximum Repayment Period Annual Percentage Rate
Amount on Deposit 60 Months Share Rate + 4.00%
1No fees. Variable rate. Rates and terms offered are subject to change.


Certificate Secured107-01-2010
Loan Amount Maximum Repayment Period Annual Percentage Rate
Amount on Deposit 60 Months CD Rate + 2.00%
1No fees. Variable rate. Rates and terms offered are subject to change.