Home Loans

Mortgage LoansYou can trust us for honest advice

Now's a great time to buy a home. Prices are low and interest rates are low.   Whether you are purchasing or refinancing your home, Rivermark can help you get a loan that's best for you.

Rivermark offers:

  • Low fixed and adjustable rates
  • FHA loans
  • First-time buyer program
  • Refinance your current home
  • Investment properties, floating homes, bare land and vacation homes
Apply online or call us at 503.626.6600 or 800.452.8502 Ext. 495.

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Why Choose Rivermark for Your Home Loan?

Whether you’re buying your first home or trading up to your 2nd or 3rd home, Rivermark is your best source for low-cost mortgages.

  • Local service and decisions
  • Always make your payment to Rivermark with lifetime servicing
  • Low closing costs
  • A Cash Back Rebate worth 20% of your agent's commission

Mortgage Rewards

These exclusive benefits are FREE to members and enrollment is automatic.

  • Certificate Rate Bonus. Earn 0.25% APY higher on our published Certificate rates.*
  • Auto Loan Rate Discount. Get a 0.25% APR discount off any new Rivermark Auto Loan.
  • FREE Checks. Any Rivermark Checking Account
  • No Closing Costs. On Home Equity Loans up to $150,000 and 80% LTV or less.**

Call 503.626.6600 or 800.452.8502 ext. 495 to learn more about Mortgage Rewards.

* Excludes existing Rivermark certificates or auto loans. CD rate bonus not applicable to Rivermark Rewards Certificates.

** Rivermark will pay the first $250 of closing costs for Home Equity lines over $150,000 or in excess of 80% LTV. Closing costs range from $0 to $1,500, including property appraisal if required. Refer to current Loan Rate Sheet for applicable ANNUAL PERCENTAGE RATES. APRs may vary, however the APR may not exceed 18%. Property insurance required. Consult a Rivermark representative for details.

Real Estate Services

Put a team of professionals to work for you during the home buying process. Rivermark offers Free Real Estate Services to save you time and money.

Program Benefits

  • A Cash Back Rebate worth 20% of your agent’s commission
  • A Member Advocate who will guide you through the process and match you with a Certified Realtor who knows your market
  • Retail Discounts on GE Appliances, moving truck rentals, and at retailers like Home Depot
  • Rivermark’s Mortgage Rewards including automatic rate bonuses on CDs, Auto Loans and Home Equity Loan closing costs

The Real Estate Services program is specially designed to make sure you truly experience "A Better Way To Buy A Home." Please do not hesitate to contact a Mortgage Loan Officer at 800.452.8502 or 503.626.6600.

Real Estate Services FAQs

Rates

Mortgage rates are updated daily. Visit the Daily Rate Sheet for a sample of the wide variety of loan programs and rates available.

Please use the Loan Consultant to view Mortgage programs and rates specific to your financing needs.