We Make Home Loans

Now's the time to get a great deal on a home. Whether it’s a first home, a move to a larger home, or a vacation home, it’s a good time to be a homebuyer.

Tax Benefits

$8,000 First Time Homebuyer Tax Credit: Extended into 2010, this credit allows first time buyers, defined as anyone who has not owned a home in the past three years, to get an $8,000 tax credit.

$6,500 Current Homeowner Tax Credit: Homeowners who have been in their current home for at least five years are eligible for a $6,500 tax credit.

To qualify, you must enter into an agreement with a seller by April 30, 2010 and close by June 30, 2010. Income limitations apply ($125,000 for single filers and $225,000 for joint filers) and the purchase price of the home must be less than $800,000.

Loan Options

• Conventional 15-, 30- and 40-year Fixed Mortgages
• 3/1 and 5/1 Adjustable Rate Mortgages
• NEW! FHA Loans - Ideal for first-time homebuyers seeking a low down payment.

Unlike other lenders, we’re not out to profit from you but to help you realize your financial dreams. For more information, or to apply, please call a Mortgage officer at 503.626.6600 or 800.452.8502.

And don’t forget, Rivermark Mortgage Holders are automatically eligible for Mortgage Rewards.