Rivermark Credit Union | Current Rates

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80% Convertible Home Equity Line of Credit

Financing up to 80% of the tax assessed or the appraised value less 1st mortgage balance. Maximum loan to value percentage is subject to credit qualifications.
Financing available on property located in Oregon, Washington or Idaho only.
Must be your primary residence.
Rates and terms are subject to change at any time without notice.

90% Convertible Home Equity Line of Credit

Financing up to 90% of the tax assessed or the appraised value less 1st mortgage balance. Maximum loan to value percentage is subject to credit qualifications.
Financing available on property located in Oregon, Washington or Idaho only.
Must be your primary residence.
Rates and terms are subject to change at any time without notice.

New Auto, Van, Pickup and SUV 2008 and Newer

Repayment periods up to 84 months.
Subject to credit qualifications. Rates and terms are subject to change at any time without notice.

Used Auto, Van, Pickup and SUV 2000-2007

Repayment periods up to 72 months.
Subject to credit qualifications. Rates and terms are subject to change at any time without notice.

Older Auto, Van, Pickup and SUV 1997-1999

Repayment periods up to 60 months.
Subject to credit qualifications. Rates and terms are subject to change at any time without notice.

New Motorcycle 2008 and Newer

Repayment periods up to 60 months.
Subject to credit qualifications. Rates and terms are subject to change at any time without notice.

Used Motorcycle 2000-2007

Repayment periods up to 48 months.
Subject to credit qualifications. Rates and terms are subject to change at any time without notice.

New RV, Boat, ATV 2008 and Newer
Used RV, Boat, ATV 1997 - 2007

Fixed rates available for repayment periods up to 84 months.
Variable rates available for repayment periods over 84 months.
- Minimum loan amount $20,000.
Subject to credit qualifications. Rates and terms are subject to change at any time without notice.

Classic VISA

ANNUAL PERCENTAGE RATE (APR) for Purchases	17.90%
Other APRs	17.90% for Cash Advances and Convenience Checks
Grace period (days) for repayment of balance for purchases	You will have 25 days to repay your balance for purchases before a finance charge will be imposed; no grace period for balance transfers, cash advances or convenience checks.
Method of computing the balance for purchases	Average daily balance including new transactions
Annual fees	None
Minimum finance charge	None
Transaction fee for purchases	None
Transaction fee for cash advances	None
Balance transfer fee	None
Late payment fee	$25.00 if more than 7 days past due
Over-the-credit-limit fee	$25.00
Foreign Currency Conversion (ISA)	1% of the transaction amount
Foreign transactions	1% of the transaction amount

Gold VISA

ANNUAL PERCENTAGE RATE (APR) for Purchases	12.90%
Other APRs	12.90% for Cash Advances and Convenience Checks
Grace period (days) for repayment of balance for purchases	You will have 25 days to repay your balance for purchases before a finance charge will be imposed; no grace period for balance transfers, cash advances or convenience checks.
Method of computing the balance for purchases	Average daily balance including new transactions
Annual fees	None
Minimum finance charge	None
Transaction fee for purchases	None
Transaction fee for cash advances	None
Balance transfer fee	None
Late payment fee	$25.00 if more than 7 days past due
Over-the-credit-limit fee	$25.00
Foreign Currency Conversion (ISA)	1% of the transaction amount
Foreign transactions	1% of the transaction amount

Platinum Rewards VISA

ANNUAL PERCENTAGE RATE (APR) for Purchases	9.90%
Other APRs	9.90% for Cash Advances and Convenience Checks
Grace period (days) for repayment of balance for purchases	You will have 25 days to repay your balance for purchases before a finance charge will be imposed; no grace period for balance transfers, cash advances or convenience checks.
Method of computing the balance for purchases	Average daily balance including new transactions
Annual fees	None
Minimum finance charge	None
Transaction fee for purchases	None
Transaction fee for cash advances	None
Balance transfer fee	None
Late payment fee	$25.00 if more than 7 days past due
Over-the-credit-limit fee	$25.00
Foreign Currency Conversion (ISA)	1% of the transaction amount
Foreign transactions	1% of the transaction amount
Credit Limit	Minimum credit limit for Platimum Awards is $5,000.

Business Platinum Rewards VISA

ANNUAL PERCENTAGE RATE (APR) for Purchases	13.90%
Other APRs	13.90% for Balance Transfers, Cash Advances and Convenience Checks.
Grace period (days) for repayment of balance for purchases	You will have 25 days to repay your balance for purchases before a finance charge will be imposed; no grace period for balance transfers, cash advances or convenience checks.
Method of computing the balance for purchases	Average daily balance including new transactions
Annual fees	None
Minimum finance charge	None
Transaction fee for purchases	None
Transaction fee for cash advances	None
Balance transfer fee	None
Late payment fee	$25.00 if more than 7 days past due
Over-the-credit-limit fee	$25.00
Foreign Currency Conversion (ISA)	1% of the transaction amount
Foreign Transactions	1% of the transaction amount
Credit Limit	Minimum credit limit for Business Platimum Awards is $5,000.