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Business Checking

Renee Christopher, Owner, Hardwear by Renee Accounts That Help You Manage Your Business.

Rivermark Business Checking simply gives you more for free. With competitive rates, generous account activity, free online banking and overdraft protection, you'll not only save money, your money will practically manage itself.

Business Checking

Business Interest Checking is perfect for businesses with moderate activity.
Business Progressive Checking is ideal for high volume businesses that maintain larger balances. Competitive rates makes account sweeps a thing of the past.

Business Checking Comparison
Open a Business Membership
Overdraft Protection
Rates


Business Checking ComparisonAuto Loan Savings - Purchase
Features	Business Interest Checking	Business Progressive Checking
Earns Interest	With minimum balance of $1,000	No minimum to earn interest; higher rates
Only $100 to Open
Monthly Activity
No Monthly Fee		$10 waived with $5,000 average daily balance
No Minimum Balance
Free Deposited Items	50	200
Free Cleared Items	50	200
$20,000 Free Currency Counting ($2 per $1,000 thereafter)
Account Management
Free Online Banking & Bill Pay
Free Online Check Images
Link to Quicken or Quickbooks
Overdraft Protection

Open a Business Membership
Come in to any Rivermark branch with the following information and we'll find the banking package that's right for you.

At least one business owner (with designated authority) must be present to open the business membership.
Please provide the credit union with legible photocopies of current government issued photo identification for each signer.
Please be prepared to provide the following business documentation based on your business type:

Business Type

Sole Proprietorship

General Partnership

Limited Liability Partnership

Limited Partnership

Limited Liability Company

Corporation (Including C, S, and Non-Profit Corp)

Association (Including Non-profit Assoc)

Overdraft Protection

Mistakes happen. That’s why we recommend that all members take advantage of overdraft protection. You can select the Rivermark savings or Visa you would like us to access in the event of an overdraft. Here’s an example:

1. Transfer from Savings

First, we check your savings (or other accounts) to see if funds are available to transfer. If so, the transfer is made for $5.

2. Advance from Visa

Next, we check your Visa. If funds are available, we advance the money to your checking with no fee (interest will accrue until the advance plus interest is paid).

3. Courtesy Pay

Finally, your checking account comes with Courtesy Pay. If funds are not available to transfer, a $30 fee applies for each overdraft transaction. We will pay items up to your overdraft limit ($600 - $800 depending on your account type and qualifications).

Call 503.626.6600 or 800.452.8502.


Business Interest Checking¹09-01-2010
Interest Rate	Annual Percentage Yield	Minimum Balance to Earn APY
0.10%	0.10%	$1,000
¹Minimum balance to open is $100. Fixed rate, interest is compounded and credited monthly.

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Business Progressive Checking¹09-01-2010
Interest Rate	Annual Percentage Yield (APY)	Minimum Balance to Earn APY
0.15%	0.15%	$0.00
0.20%	0.20%	$5,000
0.25%	0.25%	$10,000
0.30%	0.30%	$25,000
0.40%	0.40%	$50,000
¹Minimum balance to open $100.00. A $10 Monthly Service Fee is charged if the average daily balance falls below $5,000. Interest compounded and credited monthly.

Business Banking

What Our Members Say

"We were in Italy recently and were so glad to have our debit card allow us to withdraw money from an ATM on the Amalfi Coast, while others in our group were not so lucky. Kudos to Rivermark.”